Keeping Costs In Check? Here’s Why You Shouldn’t Cut Corners On Business Insurance
Posted: February 21, 2020
Owning a small business can be one of life’s greatest balancing acts. Every day there’s the stress of managing employees, finding (and retaining) customers, and monitoring cash flow. And on top of that, you’ll always feel the pressure to keep costs down — and productivity up. For business owners looking to boost their bottom line, cutting back on insurance expenses can be a real temptation....
Builders Risk Insurance Vs. Contractors Insurance
Posted: February 19, 2020
If you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction...
Basic Dryer Maintenance: How To Clean Dryer Vent Systems
Posted: February 18, 2020
Clothes dryers are responsible for nearly 15,000 house fires each year. And according to the National Fire Protection Association (NFPA), the leading cause of dryer fires is failure to clean lint from the system. We all know the importance of cleaning your dryer’s lint trap to prevent dryer fires. But many homeowners neglect to look beyond the machine itself to inspect their home’s dryer vent....
IIHS: The Safest Cars Of 2020
Posted: February 13, 2020
If you’re shopping for a new car in 2020, you’ve got options – lots of ‘em. So how do you make the right choice? Good news: The Insurance Institute for Highway Safety is here to help with their latest TOP SAFETY PICK awards. The IIHS, a nonprofit research and education organization, conducts crash tests to determine which vehicles do the best job of protecting people in the...
Understanding The Main Life Insurance Classifications
Posted: February 7, 2020
Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...